:root{--paper: #eef3f9;--paper-raised: #ffffff;--ink: #123a5e;--ink-soft: #1a3f5e;--amber: #f5b400;--amber-deep: #8a6200;--line: #cfdced;--navy: #123a5e;--shadow-sm: 0 1px 2px rgba(18, 58, 94, .06), 0 1px 1px rgba(18, 58, 94, .04);--shadow-md: 0 10px 26px rgba(18, 58, 94, .1), 0 2px 6px rgba(18, 58, 94, .06);--radius-lg: 20px;--radius-md: 16px}*{box-sizing:border-box}html{font-size:19px}body{margin:0;background:radial-gradient(circle at 12% -10%,#f6faff 0%,var(--paper) 42%) fixed;color:var(--ink);font-family:Inter,system-ui,sans-serif;line-height:1.6}.site-nav{background:var(--paper-raised);border-bottom:1px solid var(--line)}.site-nav-inner{max-width:860px;margin:0 auto;padding:1rem 1.5rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap}.site-nav-brand{font-family:Space Grotesk,Inter,system-ui,sans-serif;font-weight:700;font-size:1rem;color:var(--ink);text-decoration:none}.site-nav-links{display:flex;gap:1.5rem;flex-wrap:wrap}.site-nav-links a{color:var(--ink-soft);text-decoration:none;font-weight:600;font-size:.92rem;padding-bottom:.2rem;border-bottom:2px solid transparent;transition:color .15s ease,border-color .15s ease}.site-nav-links a:hover{color:var(--ink)}.site-nav-links a.active{color:var(--amber-deep);border-bottom-color:var(--amber)}h1,h2,h3{font-family:Space Grotesk,Inter,system-ui,sans-serif;margin:0;letter-spacing:-.01em}.mono{font-family:IBM Plex Mono,ui-monospace,monospace;font-variant-numeric:tabular-nums}main{max-width:820px;margin:0 auto;padding:3rem 1.5rem 5rem}header.hero{text-align:center;margin-bottom:2.5rem}header.hero .kicker{display:inline-block;color:var(--amber-deep);font-weight:600;letter-spacing:.06em;text-transform:uppercase;font-size:.85rem;margin-bottom:.75rem}header.hero h1{font-size:clamp(1.7rem,4vw,2.3rem);font-weight:700;line-height:1.25;margin-bottom:.9rem}header.hero p{color:var(--ink-soft);font-size:1.05rem;font-weight:500;max-width:580px;margin:0 auto}section.card{background:var(--paper-raised);border:1px solid rgba(207,220,237,.7);border-radius:var(--radius-lg);padding:1.9rem 2rem;margin-bottom:1.5rem;box-shadow:var(--shadow-sm)}section.card h2{font-size:1.2rem;font-weight:700;margin-bottom:.9rem}section.card p{margin:0 0 .9rem;color:var(--ink);font-size:.98rem}section.card p:last-child{margin-bottom:0}section.card ul{margin:0 0 .9rem;padding-left:1.3rem;color:var(--ink);font-size:.98rem}section.card li{margin-bottom:.5rem}section.card li:last-child{margin-bottom:0}.reason-list{display:flex;flex-direction:column;gap:1rem;margin-bottom:.9rem}.reason-row{display:flex;align-items:flex-start;gap:.9rem}.reason-row .icon-badge{flex:0 0 auto;display:flex;align-items:center;justify-content:center;width:2.5rem;height:2.5rem;border-radius:10px;background:#123a5e14;color:var(--ink)}.reason-row .icon-badge svg{width:1.35rem;height:1.35rem}.reason-row .reason-text{font-size:.98rem;color:var(--ink);padding-top:.35rem}.reason-row .reason-text strong{color:var(--ink)}.stat-pair{display:flex;gap:1rem;margin:1rem 0}.stat-card{flex:1;background:#123a5e0f;border:1px solid rgba(18,58,94,.12);border-radius:14px;padding:1.2rem 1.1rem;text-align:center}.stat-card-number{font-size:2.2rem;font-weight:700;color:var(--ink)}.stat-card-label{font-size:.85rem;font-weight:500;color:var(--ink-soft);margin-top:.5rem}@media(max-width:480px){.stat-pair{flex-direction:column}main{padding:2.25rem 1rem 3.5rem}section.card{padding:1.5rem 1.25rem}.site-nav-inner{padding:.9rem 1rem}.site-nav-links{gap:1rem}}.callout{background:#123a5e0f;border:1px solid rgba(18,58,94,.12);border-radius:12px;padding:1rem 1.2rem;font-size:.95rem;margin-top:1rem}.callout strong{color:var(--amber-deep)}.cta-row{display:flex;gap:.9rem;flex-wrap:wrap;margin-top:1.1rem}.btn{display:inline-block;text-decoration:none;font-weight:600;border-radius:999px;padding:.75rem 1.5rem;font-size:1rem;border:2px solid transparent;font-family:inherit;transition:transform .15s ease,box-shadow .15s ease}.btn-primary{background:var(--amber);color:var(--ink);box-shadow:var(--shadow-sm)}.btn-primary:hover{box-shadow:var(--shadow-md);transform:translateY(-1px)}.btn-secondary{background:transparent;border-color:var(--line);color:var(--ink)}.btn-secondary:hover{border-color:var(--amber);transform:translateY(-1px)}.sources{font-size:.85rem;color:var(--ink-soft)}.sources h2{font-size:1rem;font-weight:700;color:var(--ink);margin-bottom:.8rem}.sources ol{margin:0;padding-left:1.2rem}.sources li{margin-bottom:.6rem}.sources a{color:var(--amber-deep)}footer.caveat{color:var(--ink-soft);font-size:.85rem;font-weight:500;text-align:center;border-top:1px solid var(--line);padding-top:1.5rem;margin-top:2.5rem}